2025 | Finance/ Credit Companies | Nigeria | Promising | SDG1 | SDG12 | SDG8 | SDG9
Paybuddy

Organisation Name

Nexusbyte Technologies

Industry

Financial services, professional services

Organisation Website

http://mypaybuddy.app

Country

Nigeria

Sustainable Development Goals (SDGs)

SDG 1: No Poverty

SDG 8: Decent Work and Economic Growth

SDG 9: Industry, Innovation and Infrastructure

SDG 12: Responsible Consumption and Production

General Description of the AI tool

PayBuddy is an AI-powered financial companion that integrates into banks’ mobile and web apps to deliver smart budgeting, savings, personalized insights, and a conversational chatbot for money management. It helps users build better financial habits while enabling banks to retain and re-engage customers with intelligent digital experiences.

Github, open data repository

https://github.com/PayMakerSolutions

Relevant Research and Publications

Central Bank of Nigeria: Financial Literacy Baseline Study (2022) – outlines national challenges PayBuddy addresses.

McKinsey: “Harnessing AI for Africa’s Banking Transformation” (2023).

IMF Digital Inclusion Report (2024).

World Bank Nigeria Digital Economy Diagnostic (2023).

PayBuddy UX Documentation (2024) – product design and implementation case study.

Needs

Funding

Customers

R&D expertise

Mentorship Program

HPC resources and/or Cloud Computing Services

CONTACT

International Research Centre
on Artificial Intelligence (IRCAI)
under the auspices of UNESCO 

Jožef Stefan Institute
Jamova cesta 39
SI-1000 Ljubljana

info@ircai.org
ircai.org

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